Ace the 2025 Connecticut WC Insurance School Exam – Navigate to Success!

Question: 1 / 400

What is the purpose of the "Other States" coverage in a workers' compensation policy?

To exclude coverage for certain states

To provide automatic coverage in unlisted states

The purpose of the "Other States" coverage in a workers' compensation policy is to provide automatic coverage in states that are not specifically listed in the policy. This feature is particularly important for businesses that may operate in multiple states or expand their operations into new areas. By including "Other States" coverage, the policy ensures that if an employee is injured while working in one of these unlisted states, they would still be entitled to workers' compensation benefits. This provision helps mitigate risks associated with the unpredictability of where work-related injuries might occur, allowing employers to maintain compliance with varying state laws without needing to amend their policy each time they enter a new state.

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To enhance coverage during audits

To increase premiums for additional states

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